SME Loans

Offer business, personal, and auto loans from one lending desk.

Create loan offers, collect applications, review borrower details, and move approved customers toward funding.

3

Loan types

Flexible

Offer terms

Live

Review queue

Loan officer reviewing borrower application dashboard on tablet and laptop.

Choose loan type

Collect application

Prepare offer

Loan offer studio

Configure the offer before the borrower applies.

Build one lending workspace for business capital, personal credit, and auto finance. Each offer keeps the loan type, terms, application, review state, and next action together.

Loan product

Business, personal, auto

Offer amount

$1k - $75k

Repayment term

3 - 36 months

Decision state

Draft, review, approved

Loan type columns

Different loans need different borrower context.

Business

Working capital

Business loans

Review business identity, revenue evidence, bank context, requested capital, and repayment purpose.

Personal

Everyday credit

Personal loans

Collect identity, income context, requested amount, repayment plan, and customer consent.

Auto

Vehicle finance

Auto loans

Capture vehicle details, buyer profile, down payment context, and approval status.

Application intake

Collect only what the selected loan type needs.

A business loan can ask for revenue context, a personal loan can ask for income context, and an auto loan can capture vehicle details without forcing every borrower through the same generic form.

Borrower profileName, contact, identity, and consentRequired
Loan requestAmount, purpose, term, and preferred repaymentReady
Supporting evidenceIncome, revenue, bank, or vehicle documentsReview
Operator noteInternal comment and next action for the teamOpen

Offer decision desk

Loan offers in review

Business expansion$25,00018 monthsReady
Personal emergency$4,5009 monthsReview
Auto purchase$16,20024 monthsFollow-up

Decision ready

Turn reviewed applications into clear next actions.

Keep approved, declined, and follow-up applications visible so lending teams can move each borrower forward without losing the offer terms.

Ready to launch

Start this workflow inside Mascot Bill.

Create the customer page, send it, and keep every payment action visible for the team.